Income Protection for people who exercise
A monthly income if illness or injury stops you working. The fitter you are, the less you pay
How the price worksIndicative, for a 35 year old in a desk job earning £50,000, before your fitness is taken into account
Connect 
or 
and we will price your actual fitness. It takes about a minute
Indicative price. Arranged by Best Insurance, underwritten by Great American
Why we do this
Exercise adds up to seven years to your life
Two and a half hours a week is enough. Nothing else available to you comes close
The fitter you are, the less you pay
Standard Income Protection charges you the same whatever you do with your body. We think the effort should count
Strength matters as much as cardio
Musculoskeletal problems are around a third of Income Protection claims. Strength work protects the back and joints behind them
How it works
Connect Strava or Garmin
Read access to your activity history, nothing else. We cannot post, edit or delete anything in your account
Get a Longevity Level from 1 to 10
Cardio and strength set your price, graded against people your age and gender. We check your health knowledge too, but it does not affect what you pay
Your level takes up to 20% off
Nobody pays more for connecting, so the standard price is a ceiling rather than a starting point
Re-priced every quarter
Fitness improves and your price falls. Miss a check-in and you step down a single level, not off a cliff